NAMX Insurance
NAMX Insurance

News & Articles

Coverage insights, risk tips, and company updates for the professionals we serve.

Risk Insights

5 E&O Claims That Surprise Professionals — and How to Avoid Them

June 24, 2026 · 4 min read · NAMX Underwriting Team

Most professionals assume a claim only happens after a major mistake. In reality, the costliest Errors & Omissions claims often start with something small — a missed email, an informal promise, or a document that was never signed.

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Coverage 101

Why Every Advisory Business Needs E&O in 2026

June 12, 2026 · 3 min read

As more work moves to advisory, consulting, and specialized services, clients expect more — and are quicker to hold professionals accountable. Here's why E&O has become table stakes.

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Company News

NAMX Expands Coverage to 100+ Professions

May 30, 2026 · 2 min read

We've broadened our appetite across allied health, design, inspection, and financial services — bringing fast, specialized E&O to more of the professionals who need it.

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Coverage Explained

Your Retroactive Date Is the Most Important Number on Your Policy

August 12, 2026 · 5 min read

Professional liability is written on a claims-made basis, which means one date on your declarations page decides whether years of your past work are covered or not. Most people never look at it.

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Coverage Explained

How Much Coverage Do You Actually Need?

August 12, 2026 · 4 min read

There is no formula, but there is a sensible way to think about it. Five things that should move your limit up or down — and one that shouldn't.

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Coverage Explained

What Lloyd's of London Actually Is (and Why It Matters on Your Policy)

August 12, 2026 · 4 min read

Lloyd's is not an insurance company. Understanding what it is instead explains why a Lloyd's policy is structured the way it is — and what the Central Fund means for you.

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Coverage Explained

I'm Insured — So Why Would I Need a Bond?

August 12, 2026 · 3 min read

E&O and a surety or fidelity bond look like the same thing on an invoice. They protect against completely different failures, and one will not answer for the other.

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Risk Insights

When Firms Merge, or Partners Go Their Own Way

August 12, 2026 · 5 min read

A merger or a split does not end the work you already did. Three ways to keep those years covered, and the trade-off each one makes.

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Risk Insights

Why Money Managers and Fiduciaries Get Asked About Cyber

August 12, 2026 · 4 min read

If you hold client bank details, account access, or personal records, a breach is not a technology problem — it is a notification bill, a regulatory question, and a client-trust problem.

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